Ten banks your salary register already reaches
One register, several banks, one payment run
Most payroll systems produce one file per bank. If your people are split across three banks, that is three files, three uploads and three sets of statuses to chase, every month.
APEX Cache holds a single salary register that credits cards across several banks at once. In our comparison of payroll products, only one other offers this.
The ten banks connected today
PrivatBank
JSC CB PrivatBank · Privat24 for Business
Salary register file plus the Privat24 for Business API
Largest salary-project provider in Ukraine
Oschadbank
JSC Oschadbank · Internet Client-Banking
Salary register file plus internet client-banking, with online status
State bank with its own processing centre
monobank
JSC Universal Bank
Salary register file plus the bank’s own API
Universal Bank is the licence holder behind monobank
Ukrgasbank
JSB Ukrgasbank
Salary register file plus open banking via the Tieto platform
CreditWest
JSC CreditWest Bank
Salary register file plus client-bank
First Turkish bank in Ukraine
MTB Bank
JSC MTB Bank · MTB-B
Salary register file plus the MTB-B corporate internet bank
Citibank
JSC Citibank Ukraine
Salary register file plus corporate host-to-host channel
Serves foreign corporate clients of the Citi group
Asvio Bank
JSC Asvio Bank
Salary register file plus client-bank
Boutique bank for legal entities and sole proprietors (ФОП)
Bank names and marks are the property of the banks concerned. Their appearance here indicates a technical connection only, and does not imply partnership, sponsorship or endorsement.
Two channels, depending on the bank
Accepted by every bank on the list
A salary register in the bank’s own format, produced from the same calculation that produced the payslips. No re-keying, and no second source of truth.
Where the bank publishes one
APEX Cache talks to the bank directly at PrivatBank, Oschadbank, Universal Bank behind monobank, and PUMB. Status comes back without anyone opening the client-bank.
Through the platform layer
Ukrgasbank through Tieto and OTP through Open API Hub. Under National Bank Resolution No. 80, whose last provisions took effect on 1 August 2026, more banks are opening APIs like these. We are not an AISP or PISP ourselves, and we will say so until we are.
If your bank is not on this list
Ukraine has around sixty banks. Ten are connected directly. For the others the register exports in the National Bank payment format and is uploaded through the client-bank you already use, which is how most companies work today anyway.
Three things we do not do yet, and will not imply otherwise: qualified electronic signature on register batches, automated reconciliation of what the bank actually credited, and card enrolment file exchange with the bank. Those stay with your finance team for now.
Most clients use this as part of payroll outsourcing. Moving off 1C or BAS at the same time? See 1C/BAS replacement.
Tell us which banks you use
Bring the list to a thirty minute call. We will tell you which are connected directly, which need the register file, and what that changes at your month end. No charge and no obligation.
